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Official Documents
Documents 2021
Documents 2020
Documents 2019
Documents 2018
Documents 2017
Documents 2016
Documents 2015
Documents 2014
Documents 2013
Documents 2012
Documents 2011
Documents 2010
Documents 2009
OSOT in Action
Professional Development
Toggle
OSOT Events
Other Workshops & Courses
Archived Webinars
Auto Insurance
Community Based OT
Community Partners
General Topics
Hospital Based OT
Mental Health
Neurological Practice
Paediatrics
Primary Care
Private Practice
Seating and Mobility
Seniors
Workplace
Podcasts
Leadership in MOTION
New OTs on the Block!
OSOT Conference
Calls for Abstracts/Presentation Proposals
Practice Resources
Toggle
COVID-19 Updates
Networking
OSOT Mentorship Program
Prospective Mentors
Prospective Mentees
Mentorship Resources
When to Contact OSOT
Shadowing an OT
Psychotherapy Supervision
Practising in Ontario
Regulation of OT Practice
Become an Occupational Therapist
Job Opportunities in Ontario
Funding for OT Services
How to Find an OT in Ontario
Finding Evidence for Your Practice
Diversity, Engagement, Equality, Justice
Sector Resources
General Resources
Auto Insurance
Community
Hospital
Long Term Care Homes
Mental Health
Paediatrics / School-Based
Primary Health Care
Private Practice
Return to Work
Seating/Mobility - Assistive Devices
Promotional
Toggle
Products
Promotional Flyers, Brochure & Posters
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OT Month
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Professional Liability Insurance
What is professional liability insurance and why do I need it?
As per COTO, you require Professional Liability Insurance (PLI) to practice as an OT in Ontario
COTO requires proof that you have PLI before you can become registered
Essentially, Professional Liability Insurance covers your expenses in the event:
a client/ colleague files a complaint about you to COTO
a client sues you, claiming you are guilty of malpractice
the police issue a criminal charge against you (i.e., resulting from fraud, theft, or sexual abuse claims)
OSOT offers a complimentary Professional Liability Insurance package to New Graduates that includes
:
Professional Liability Protection for Errors and/or Omissions
i.e. to cover expenses and/or damages (payout) from malpractice claims or suits against you, whether or not you’re guilty
Legal Expense Reimbursement
i.e. to cover lawyer fees for disciplinary hearings with COTO or are taken to court
Sexual Abuse Therapy and Counseling Fund Endorsement
i.e, for therapy/counseling for sexual abuse survivors
Criminal Defense Reimbursement
i.e. to cover costs for criminal suits where you’re found not guilty
Plus
:
Protection for support personnel (i.e., OTAs) working under your supervision
Free continued coverage for those on maternity/paternity leave
Coverage for professional activities outside of work (i.e., free advice, volunteering)
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